With Council Tax debt rising, and the use of bailiffs increasing, Carl Packman reflects on Dr. Joseph Spooner's analysis of how austerity economics over the past decade has led many local authorities to become 'hardened creditors'.

In this blog we provide an update about our innovative FlexMyRent scheme, and report on the challenges being posed by the cost-of-living crisis.

Today’s announcement that the energy price cap is to rise by 80%, risks a 'Winter of Despair' for low to middle income households. Radical action is now needed to hold down prices, and protect those with prepayment meters in their homes.

The Bank of England's latest Financial Stability Review uses a new measure of household debt burdens, designed to take account of cost-of-living pressures. We provide our assessment, arguing for greater transparency concerning its method of calculation. At present, the Bank may be underplaying the financial stability risks associated with household debt and further interest rate rises could compound this further.