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NEWS
News

Join our Board to change credit for good and improve support for people in debt

We're recruiting new Trustees to help develop our strategic vision and priorities for the next three years. Read more about the role, and how you can express an interest here.
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Latest News and Views

Latest News and Views
News
News

Join our Board to change credit for good and improve support for people in debt

We're recruiting new Trustees to help develop our strategic vision and priorities for the next three years. Read more about the role, and how you can express an interest here.

Latest News and Views

Upcoming Events

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OUR WORK IN NUMBERS
150

Million pounds per year saved for 760,000 payday loan borrowers since 2015 due to our successful campaign to cap the total cost of credit.

1,200,000

Over 1.2 million pounds of additional benefits and debt reductions for users of our Financial Shield project in Lambeth and Southwark

500

+ front-line debt advisers now active in our campaign to save face to face debt services from cuts.

Latest Reports

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Latest Reports and Upcoming Events

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REPORT
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Trust and Default Risk: lessons from FlexMyRent

This project assessed the extent to which applicants to the FlexMyRent scheme were honest about their financial circumstances, and which disclosures were most predictive of success. Qualitative interviews indicate that the framing of FlexMyRent generated trust and this encouraged honest disclosure. Quantitative analysis points to the self-disclosure of existing debt burdens and rent account starting balance as the most important predictors of success.
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Trust and Default Risk: lessons from FlexMyRent

This project assessed the extent to which applicants to the FlexMyRent scheme were honest about their financial circumstances, and which disclosures were most predictive of success. Qualitative interviews indicate that the framing of FlexMyRent generated trust and this encouraged honest disclosure. Quantitative analysis points to the self-disclosure of existing debt burdens and rent account starting balance as the most important predictors of success.
BUY NOWDownload Report
REPORT
upcoming event
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CfRC Trustee Specification

We're looking for new Trustees to join our Board and help develop our strategic vision and priorities for the next three years. Interested? You can download the Trustee specification here.
Download ReportBUY NOW
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CfRC Trustee Specification

We're looking for new Trustees to join our Board and help develop our strategic vision and priorities for the next three years. Interested? You can download the Trustee specification here.
BUY NOWDownload Report
REPORT
upcoming event
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Ofgem's proposed debt relief scheme: CfRC and Debt Justice response

The Centre for Responsible Credit and Debt Justice have provided a joint response to Ofgem's consultation concerning a debt relief scheme. With energy debts now around £4 billion and no prospect of the affordability crisis abating, we call on Ofgem to be radical and accompany its debt relief scheme with the introduction of social tariffs and discounts.
Download ReportBUY NOW
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Ofgem's proposed debt relief scheme: CfRC and Debt Justice response

The Centre for Responsible Credit and Debt Justice have provided a joint response to Ofgem's consultation concerning a debt relief scheme. With energy debts now around £4 billion and no prospect of the affordability crisis abating, we call on Ofgem to be radical and accompany its debt relief scheme with the introduction of social tariffs and discounts.
BUY NOWDownload Report